Free money saving tips and advice!

Hi! Sissy's advice is still under construction but in the meantime let me give you some information. There is finanical aid, and government assitance programs... But not all people qualify, why? Because somehow the government knows we can survive on less but somehow hasn't taught us how to use that frugally. We're here to help you stretch that dollar and show you a better option than Top ramen noodles and tapatia sauce... My sister and I are going to share this information for FREE just so we can help you.

1. Buget, budget, budget...
Most likely you have a cell phone right?  We use straight talk. $45 a month unlimited talk,text, data, internet and gps. It's prepaid and you basically wait til Christmas or tax returns for a new phone paid out of your own pocket.
Back to budgeting... Mint.com has an app that will automatically sync to your bank account and update. Downside? If you loose your phone that person has your budget and bank info. And if it's prepaid your phone but you can stop the service and put your number on a new phone.

2. Learn the difference between low income and affordable housing. Affordable housing is adjusted to your income, low income can still ask for an arm and a leg if you qualify for low income.

3. Utilities...
  All I can say is switch the lights to energy effecient, open the blinds. AC and heat do not need to be on if the windows and doors are open. Heat to 65 and bundle up, cool to 75 or better yet go swimming, to a library or where you can walk the asiles with open refrigeration. Get thermal blinds if you are on the east coast and wear socks.
Also plug in LEDs with motion sensors are expensive but run for just pennies which is perfect for that someone who can not remember to turn off the bathroom light. LED motion sensor lights can be found at Wal-mart and shut off after 90 seconds of no motion.

4. Laundry detergent.
My daughters and my personal favorite! You can buy it and stretch it out or even make your own! So tomorrow we will be sharing laundry detergent recipes, links and etc. We may even throw in fabric softeners. and how to stretch them and make them! Hope to have some smiling faces tomorrow after we post them.